Licensed independent brokers with the tools and skills to meet your needs


Enrollment PeriodEnrollment DatesWho can enrollEffective Date
AEP or Annual Enrollment PeriodOct. 15th to Dec. 7thMedicare eligibleJanuary 1st
IEP or Initial Enrollment Period3 months before 65th birthday, month of birthday and 3 months afterFirst eligible for MedicareMonth of birthday or Month following enrollment
SEP or Special Enrollment Periodwithin 60 days of a triggering eventBeneficiaries who experience a trigger event1st of the month following enrollment
General Enrollment Period*Jan. 1 to March 31stMA or MA-PD beneficiaries1st of the month following enrollment

*only for those enrolled on a Medicare Advantage plan

Those who are eligible in both Medicare and Medicaid can enroll in a plan all year long.  Ask me about being dual eligible.

Open Enrollment period is annually from January 1 to March 31st and is for Medicare Advantage enrollee’s only 

Turning 65?  Or just becoming eligible for Medicare for the first time?

We have the answers you need!

Whether your eligible due to disability, aging in, or just coming off an employer plan, we can help.

Why Kennedy Insurance?  Because we do things different, including go the extra mile.  Our Agents KNOW medicare and have been selling medicare plans a long time.

We help you apply for your part B, and do a complete annalysis for your Part D so you never spend more for your prescriptions.  We work with all carriers so we place you where your needs are met, with a plan perfect for you and your situation.

Medicare Basic Information

Medicare is health insurance offered by the federal government to people who are 65 or older and meet the eligibility requirements.  Some people younger than 65 who have disabilities, permanent kidney failure or Lou Gehrig’s disease can also qualify.  People of any age with End-Stage Renal Disease (ESRD) also qualify.

Medicare helps pay for healthcare, but does not cover all medical expenses.  The United States Medicare System is managed by the Centers for Medicare and Medicaid Services.

There are a few different routes you can take once eligible for Medicare. Once you get your Medicare parts A & B; you can choose to get a Medicare Advantage plan (Part C), get a Medicare Supplement plan and Part D to supplement your original Medicare.